Accepting Credit Cards made Simple. Retail, Mobile, Online. Accept Payment Anywhere

As Always, We are your trusted leader in Merchant Account and Payment Processing, Done right each time.

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Celebrating Our Legacy of Innovation, Service, and Success in Electronic Payments

7520+

Happy Clients Served

13.3 Million

Secure Transactions Processed

25+

Years of Experience

Questions About Merchant Accounts

Check for more FAQ

How long does it take to get a merchant account?

Our merchant account application takes about 5 minutes to fill out and most applications are approved within 1 to 2 business days. A representative will promptly contact you after you submit our online form below. They will also explain each and every step in the process. If you would like to speak to a representative now, please call us at 801-335-5950. We look forward to working with you.

How much does a merchant account cost?

National Card Payments, is committed to providing you with the best pricing possible and we won’t be beat by our competitors. We have saved our clients millions of dollars on their processing fees up to 50% and we want to do the same for you. We pride ourselves on complete transparency and we will make sure you fully understand what the related fees are with your account. For a complete explanation of rates & fees, please call us at 801-335-5950 or complete the form below and a member of our team will contact you promptly.

What is a merchant account?

A merchant account is necessary for any business to accept credit and debit cards either online or on location. Credit card terminals, smart phones, and other electronic payment forms, such as websites or virtual terminals, interact with your merchant account. In turn, your merchant account is connected directly to your bank account where the funds are deposited. If you want to accept credit and debit card payments, you will need a merchant account of your own. Call us today to sign up at 801-335-5950!

Customer Reviews

Client success stories

Excellent
Based on 29 reviews
Jason Robbins
Jason Robbins
2023-08-10
It is so nice to talk to a real person who cares about your individual problems and doesn’t just see you as a problem. They are quick to respond and keep everything running smoothly in our business. We have tried several other processing options and are so happy that we found them!
Tracey Thomas
Tracey Thomas
2022-04-05
Absolutely awesome to deal, always goes the extra mile to assist their customers. Top Notch!
Justin Manning
Justin Manning
2021-02-09
It is rare to find a credit card processing company that help a business reduce rates as much as possible. Accepting credit cards is a necessary "evil" expense to most businesses, so nice to have someone in our corner. There are way too many credit card processors that are claiming to save money, but will gloss over fee's and show lower rates but in the end are higher. Thanks NCP team!
JacksonTraveler21
JacksonTraveler21
2021-01-22
We have been in business 22 years and can I just tell you NO ONE gives customer service like Jared and Alison. Seriously. Where have they been all my life? Do yourself a favor and switch your card processing to them. It’s so bizarre after decades of dealing with a huge impersonal company to be able to call or email and talk to the same person every time. Someone that knows us and our unique business and needs. Wow. Can’t believe this still exists in 2021, hope it never changes.
jone olson
jone olson
2020-09-29
Holy cow this company is the best. They have the greatest customer service and services available any where. And a huge savings as well. Give them a try. Ask for Allison... she rocks.
Clint Grover
Clint Grover
2020-09-29
Mark and Alison at National Card Payments are awesome! I know them personally, and rely on their professional services every day at work for credit card processing. Many consumers may not know how it goes for small business’ to accept cards, and our cost is minimized while it makes it so easy to manage our account and not worry about rate hikes and extra expenses. I appreciate the great honesty and integrity they have. Keep on with the dip/tap/swipe!
Josh Grimstead
Josh Grimstead
2020-09-29
I have used National Card Payments for several years. Many of our customers pay their bill with a credit card and they have been instrumental in our ability to take payments. They have been the very best I've ever used at responding to questions, answering phone calls or texts. They respond quickly and take care of problems that I don't even know about before they become a problem for me. Love these guys.
Steven Sutherland
Steven Sutherland
2019-05-02
I have used a few other credit card processing companies over the last few years. I've never been satisfied with the amount of fees and lack of technical support when I have questions. NCP and Jared are the answer I've been looking for; phenomenal rates, great support, and a great easy to use app combine to earn a five-star review from me. Thanks NCP!
Kyle Harmon
Kyle Harmon
2019-05-02
I use national card payments, and they have been great to work with. Jared Lee has great customer service, and I have saved a ton on unnecessary fees that National Card Payments does NOT charge me.
Weston Ridd
Weston Ridd
2019-05-02
Jared is very honest and straightforward in the way he does business! Very refreshing when dealing with this type of industry!